President Obama’s Health Insurance Bill
President Obama Releases New Health Care Proposal in Time for Health Summit: On Monday February 22, 2010, White House officials unveiled a new health insurance reform overhaul that builds on the Senate version passed last Christmas Eve, with some changes aimed at pleasing House Democrats who had concerns with the Senate bill. The President’s proposal does not include the public option, despite the hopes of Senate Democrats, due to White House concerns that the provision will hinder passage in the Senate. President Obama ignored requests by Republicans to scratch the Democratic plan and start over. As such, Republican leaders questioned Democratic motives and labeled the bill as a massive government takeover of America’s health care system.
Republicans Insist House Democrats Don’t Have the Votes to Pass Legislation: Minority Whip Eric Cantor (R-VA) announced on Wednesday that Democrats don’t have the necessary votes to pass the President’s proposal in the House because of three new House vacancies and lagging support among some moderate Democrats. At issue for some Democrats are weaker abortion provisions in the President’s proposal as well as the ongoing controversy over passing a bill by a simple majority, a process known as reconciliation.
Health Care Summit Preview
On Thursday, the President’s Health Care Summit began at 10:00 a.m. with opening comments from the President, followed by remarks from both Republicans and Democrats. The discussion centered on four themes: controlling health care costs, overhauling the insurance market, reducing the deficit and expanding insurance coverage. Prior to Thursday, several top Republicans and some Democrats stated that expectations were extremely low for the Summit’s success.
House Republicans arrived armed with their own version of a health care bill that encourages small businesses to join together to buy insurance, gives federal money to states to run high-risk pools for those unable to obtain private insurance and limits damages in medical malpractice lawsuits. The Republican plan would cost $61 billion and cover three million people over ten years. In contrast, President Obama contends his plan would cost $950 billion and cover 30 million people over the same time period. However, officials at the Congressional Budget Office (CBO) indicated they would not be able to officially score the President’s proposal with just a summary – that legislative language is needed.
Note: A full summary of the results from the Health Care Summit will be included in next week’s newsletter
Additional Activities
WellPoint Executives Defend Premium Increases: On Wednesday, the House Energy and Commerce Subcommittee on Oversight and Investigations held a hearing to examine the proposed health insurance premium increases by Anthem Blue Cross in California. Anthem, a WellPoint subsidiary, recently informed subscribers in California that premiums for individual insurance policies would be raised an average of 25 percent, with some rates going up as much as 39 percent. Angela Braly, president of WellPoint , said the premium increases were justified by soaring medical costs, and that pending legislation could make the problem worse, driving up costs further for young, healthy people.
“Raising our premiums was not something we wanted to do,” Ms. Braly said . “But we believe this was the most prudent choice, given the rising cost of care and the problems caused by many younger and healthier policyholders dropping or reducing their coverage during tough economic times. By law, premiums must be reasonable in relationship to benefits provided, which means they need to reflect the known and anticipated costs they will cover.”
In Sacramento , Leslie Margolin, president of Anthem Blue Cross in California, also testified before lawmakers, joined by vice president and general manager James Oatman. The focus of that hearing was also the proposed premium increase for California members in the individual market, with company executives pointing to the current economic climate and rising health care costs as reasons for the rate hikes.
U.S. House of Representatives Repeals Antitrust Exemption from Health Insurance Companies: On Wednesday, the House of Representatives voted 406-19 in favor of repealing a 65-year-old antitrust exemption from health insurance companies. Democrats said the repeal would lead to increased scrutiny of the industry. Yet, the non-partisan Congressional Budget Office said last year that repealing the exemption would not significantly reduce premiums because states already investigate health insurance companies.
In addition, industry executives pointed out that legislation could further hinder competition and the ability to share information to improve health care quality. “Health insurance is one of the most regulated industries in America at both the federal and the state levels,” said Karen Ignani, president and chief executive of America’s Health Insurance Plans (AHIP). “The real focus should be on addressing the rising cost of medical care, which is putting an unsustainable burden on families, employers and the federal budget,” she said.
Public Opinion
Polling Suggest Health Care Reform is Still Key to Economic Recovery: Recent polling on health care reform shows mixed reaction among the public over the proposed legislation. According to a recent CNN poll, 48 percent of those questioned said lawmakers should work on an entirely new bill and 25 percent felt that Congress should stop work on health care reform altogether.
According to the monthly poll from the nonpartisan Robert Wood Johnson Foundation, 75 percent of Americans still think it’s important that Obama include health care reform in addressing the nation’s economic crisis, while many still harbor doubts about the legislation.
When asked how health care legislation relates to their economic situation:
* Nearly 31 percent said they thought the Democratic bills would make their personal financial situation worse, compared with 10 percent who said it would improve their family budgets.
* Forty-two percent said the nation’s fiscal condition would suffer because of the legislation, compared with 26 percent who said it would get better.
* Americans were divided on whether the Democrats’ approach would improve overall access to health care around the country, with 35 percent saying it would and nearly that many disagreeing.
Health Insurance Coverage Varies Widely Based on Age: Coming just before the President’s Summit on Health Care Reform, a newly released Gallup Poll reinforces the wide degree of variability in health insurance coverage across U.S. population segments, especially when it comes to age. Eighty-four percent of 18-year-olds have health insurance, most likely because they are still covered under their parents’ policies. By age 22, health insurance coverage reaches its lowest point, with just 66 percent maintaining coverage. From age 22 on, the percentage of Americans with health insurance begins to climb, albeit slowly, reaching the 95 percent level at age 65 when Medicare becomes an option.
Looking Ahead
Legislators need to determine next steps for health care legislation coming out of the President’s Health Care Reform Summit. On Wednesday, Department of Health and Human Services Secretary Kathleen Sebelius invited executives from the top five insurance companies to meet at HHS to discuss their companies’ insurance premiums.
Exercises not having power such as gadgets not having electricity. In the course of in addition to after the workout, it really is essential to be able to rejuvenate that vitamins and minerals that people drop via working out. Right now, pre workout drink and bariatric protein drink will be the drinks of preference for most exercisers. Even though they are marketing such as hotcakes, the idea turns out that lots of of these so-called “healthy” power drinks usually usually are not the most beneficial decisions. Many of all of them are packed with sugar, caffeine, and other substances which develop a short-term power increase, with few (or no) real many benefits. Below are a few power beverage options that you need to take into account:
We all need to have health insurance, and for anyone who is are self employed, or are unable to obtain insurance from your employer, you will have to check into purchasing individual health insurance. Insurance on your own is normally much more expensive than when you get it from a business, so it pays to shop around and obtain the best coverage for you. Even though they are known as individual policies, they often can cover your spouse and kids as well. However, at the time you apply for a policy, there isn’t a guarantee that says you will end up accepted for an individual policy. If you have got certain health conditions, because the policy is medically underwritten, your insurer could deny your application, or add exclusions to your policy. There are several states that make this practice illegal, and this means that health insurers will have to provide you with a policy, whatever medicals problems there are. Easy To Insure ME has the answers
In order to stay hale and hearty, it is very important to maintain a healthy lifestyle, for all individuals, at all ages. Living such a life means, one has to be deliberately conscious about the fact that whatever foods he eats and the things he performs should not cause any harm to his mind, spirit and body. If one can maintain it, then he will be able to lower the risks of suffering from severe medical conditions, like obesity, high blood pressure and diabetes.
Fitness is defined as a state of being healthy, which prepares the body for the physical necessities of daily life. To be more precise, fitness provides strength, flexibility and stamina for the proper functioning of the body. It is a total solution for a perfect, fine-tuned life. The five main components of fitness are aerobic endurance, muscular strength, muscular endurance, and flexibility and body composition. The right kind of physical and mental exercises and proper intake of nutritious food are the factors that contribute to fitness. A well-balanced diet not only makes one fit, but provides all necessary nutrients for the body. Mental fitness, essential for the psychological well-being of a person, is also a key factor in sustaining a healthy state.
To kickstart a healthy lifestyle Your body needs a balance. It needs PROPER nutrients to function well… properly. Getting the right amount of the proper nutrients is key to a balanced nutrition which provides fuel for your daily activities. It also helps kick start your metabolism, aiding in weight loss, and helps keep you going through out the day. =) Here are some very simple ways to help Kickstart your healthy lifestyle and to help you start living better.
Muscle cramps are temporary contractions of the muscles and they usually appear during physical effort. The sensation is similar to the one you have when you feel a strong, involuntary tightening of the muscle group that you can’t control any more. There are many causes which bring about cramps, but they happen most often because of insufficient warming up before training.
What is a Healthy Lifestyle?
Increasingly, more people are buying health insurance online because of the large number of offers featured on the Internet. There are many insurance providers that offer cheap health insurance quotes for those who are on a tight budget. However, finding the best plans available on the market is not as easy as it seems. Before you start searching for online health insurance providers, you should take into consideration a few things.Easy To Insure ME has the answers
What’s your favorite pick-me up? Coffee, cappuccino, iced-blended? Or uber-processed caffeinated and sugar-laden energy drinks in a can, like Red Bull or Jolt? These stimulants are wildly popular, and Red Bull has even replaced water in sales, but they’re not good for you. Processed energy drinks usually contain caffeine, sugar, artificial flavors, artificial colors, and other processed ingredients. They give a quick fix that makes you alert, speedy, and kills appetite, but the benefits don’t last. In fact, the energy you get from caffeine and sugar is like energy that you’re borrowing from the bank to be paid back later with interest! Shortly after consuming your beverage, here’s what can happen: your blood sugar plummets, your glucose levels get thrown out of whack, your body goes into “starvation mode,” your metabolism slows, and your body starts storing everything as fat instead of burning fat for fuel. You then have no energy, feel hungry, jittery and tend to overeat. That’s why people are getting smart about staying alert and drinking natural green health drinks instead. These healthy drinks give you a boost without a sugar crash or caffeine-drop jitters. They’re naturally sweetened and use mild natural stimulants, like green tea. The energy boost keeps working longer and keeps your metabolism more efficient. Here’s how green drinks boost energy longer and without processed stimulants: • They’re chock-full of easily-absorbed, unprocessed carbs — barley grass, wheat grass, spirulina and others — which give your brain and body their only real source of fuel: glucose. Combine carbs with protein and oils and your body burns fat steadily, giving you ongoing energy. • They contain unprocessed stimulants like green tea. • They’re full of antioxidants that keep cells healthy, giving you plenty of energy to use on whatever you want. • They contain probiotics and digestive enzymes that greatly help digestion, keeping the body cleaner, more efficient and more energized. • The chlorophyll in the best green drinks alkalizes and cleans the blood. This gives you needed red blood cells to carry oxygen in and metabolic waste out. No oxygen means no energy. Sufficient oxygen means more energy. • They’re all-alkaline and help keep your body in ideal alkaline PH state. Ready to cut the Red Bull? Follow this checklist and keep your energy tank full in a healthy way. No more highs and lows, only an even keel. [ ] 1. Get a green drink plan. Green drink powder in a breakfast shake gets your metabolism going and keeps energy high. Grab natural energy drinks for a pick-me-up instead of caffeinated drinks. No cheating! [ ] 2. Drink enough water. You need a minimum of half your weight in ounces per day. [ ] 3. Eat the right balance of protein, carbs, and oil at every meal. Follow the “fist, thumb, fist rule” (a fist-sized portion of protein; thumb-size portion of healthy oils; fist-size portion of carbs). [ ] 4. Exercise daily. Usually, the more you exercise the more energy you have. Some of it’s adrenaline. Some of it’s a stronger body. Even a brisk walk will do. [ ] 5. Get enough sleep. Sufficient rest allows cells to do the behind the scenes work that let’s you feel energized in your waking hours. [ ] 6. Keep stress levels down. Stress depletes a lot of energy while serenity boosts energy — calm, non-jittery energy, that is. Get your healthy, long-lasting green drink powder buzz today…